Renovating your home is exciting, but it also changes your insurance risks in ways many homeowners don’t expect. Standard homeowner policies aren’t designed for construction, and that can leave you exposed if something goes wrong. Before starting any renovation, please…

Your Home & Auto Insurance May Not Cover Your Recreational Vehicles If you own an e-bike, ATV, scooter, or golf cart, or anything that moves with a motor you might assume your homeowners insurance has you covered in case of…

The gig economy offers numerous freelance opportunities accessible at the tap of a smartphone. However, many gig workers are unaware of the potential coverage gaps in their insurance policies when it comes to injuries or property damage. Are You Covered?…

Hurricane Helene packed a punch in Ohio on 09/27/2024, and it reminded all of us that there are things we can do now to prevent damage and be prepared when the next storm hits. Here are some items that you…

The auto and home insurance industry has seen inflation of over 20% in the last 12 months. Our team i working hard on minimizing this affect with our clients. We understand that these price adjustments can be difficult to fit…

The insurance industry has been unsettled for the last year. We have seen substantial increases in rates and insurance companies not interested in adding new policies to their portfolio. Insurance companies are losing money due to inflation and more catastrophic…

Many people research expensive purchases like homes, cars, or gadgets to make sure they get the best value for their money. Equally important is understanding what you’re getting when you purchase insurance. Independent insurance agents are professionals who understand the…

Most of our auto insurance carriers offer some sort of Telematics program.  Telematics is an app that you install on your smart phone.  It typically tracks your speed, mileage, hard braking, hard acceleration,  driving time during the day, and distracted…

We continue to see cost of services increase,and the insurance policies may be fallingbehind. Here are some questions to ask if youare keeping up with inflation. Business Owners Has the cost of your inventory increasedfrom last year? Do you have…

Many living situations have changed over the last couple of years, and insurance companies want to be aware of all the household members that are driving age living at the same address. If you live with someone and you are…