Household Members

car accident man on phone

Many living situations have changed over the last couple of years, and insurance companies want to be aware of all the household members that are driving age living at the same address. If you live with someone and you are…

Inflation in Building Costs

contractor with drill

Inflation in building costs are affecting home and business property rates. A perfect storm of market forces has driven up the cost of building properties, which in turn has increased the cost of insuring them for repair and replacement. Here…

Ordinance & Law – The Hidden Coverage

As cities and counties continually change code requirements for new construction, Ordinance & Law Coverage becomes increasingly more important in the event of a claim. This valuable coverage keeps you from having to pay out of pocket for mandatory upgrades…

5 Rules Every Landlord Should Live By

people holding keys

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…

Will my credit rating change my insurance rates?

family playing with daughter

I was recently asked this question by one of our Robert K. Jones Insurance Agency clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates,…

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