Most of our auto insurance carriers offer some sort of Telematics program.  Telematics is an app that you install on your smart phone.  It typically tracks your speed, mileage, hard braking, hard acceleration,  driving time during the day, and distracted…

We continue to see cost of services increase,and the insurance policies may be fallingbehind. Here are some questions to ask if youare keeping up with inflation. Business Owners Has the cost of your inventory increasedfrom last year? Do you have…

Many living situations have changed over the last couple of years, and insurance companies want to be aware of all the household members that are driving age living at the same address. If you live with someone and you are…

Inflation in building costs are affecting home and business property rates. A perfect storm of market forces has driven up the cost of building properties, which in turn has increased the cost of insuring them for repair and replacement. Here…

As cities and counties continually change code requirements for new construction, Ordinance & Law Coverage becomes increasingly more important in the event of a claim. This valuable coverage keeps you from having to pay out of pocket for mandatory upgrades…